TexasHomeBills™ — Texas electricity plans ranked by what they really cost you.

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Texas home costs by county: mortgage rates, property tax rates and electricity

Updated Oct 18, 2026

Same 30 counties in every table · each source has its own date on its page

Pick a county to see its mortgage rate (loans made in 2025), its property tax rates (adopted for 2025) and the electricity cities we cover, on one page. The figures come from public data, are rates and not offers, and each source page explains its limits.

County	Mortgage median rate, 2025	County tax rate, 2025	School tax rate, median	Electricity cities
Bell	6.5%	$0.3317	$1.0292	Killeen
Bexar	6.45%	$0.3000	$1.0748	—
Brazoria	6.5%	$0.3048	$1.0219	Alvin, Pearland
Cameron	6.625%	$0.4742	$1.0406	Harlingen
Collin	6.49%	$0.1493	$1.2072	Frisco, McKinney, Plano
Comal	6.49%	$0.3050	$1.0243	—
Dallas	6.5%	$0.2155	$1.1054	Dallas, Garland, Irving
Denton	6.49%	$0.1859	$1.1727	Denton, Lewisville
Ector	6.75%	$0.4390	$1.0048	Odessa
El Paso	6.625%	$0.4589	$1.0878	—
Ellis	6.5%	$0.2740	$1.0708	—
Fort Bend	6.5%	$0.8240	$1.0870	Missouri City, Sugar Land
Galveston	6.625%	$0.3227	$1.0657	Dickinson, Friendswood, League City, Texas City
Guadalupe	6.125%	$0.3304	$1.0746	—
Harris	6.5%	$0.3810	$1.0669	Baytown, Houston, Katy, Pasadena
Hays	6.375%	$0.3999	$1.0152	—
Hidalgo	6.625%	$0.5750	$1.0967	Edinburg, McAllen, Mission, Weslaco
Johnson	6.5%	$0.3893	$1.1964	—
Kaufman	6.49%	$0.4151	$1.0987	—
Lubbock	6.625%	$0.3274	$1.1567	Lubbock
McLennan	6.625%	$0.3348	$0.9740	Waco
Midland	6.625%	$0.1214	$0.9452	Midland
Montgomery	6.5%	$0.3770	$1.0489	Conroe, The Woodlands
Nueces	6.624%	$0.2898	$1.0836	Corpus Christi
Parker	6.625%	$0.2851	$1.0342	—
Rockwall	6.375%	$0.2510	$1.1610	—
Smith	6.75%	$0.3642	$0.9614	Tyler
Tarrant	6.624%	$0.1862	$1.1469	Arlington, Fort Worth
Travis	6.49%	$0.3758	$1.0397	—
Williamson	6.375%	$0.4138	$1.1337	Round Rock

Tax rates are dollars per $100 of taxable value. Mortgage rates are the median note rate of conventional 30-year home-purchase loans actually made. Neither is an offer, and a tax bill also depends on your home’s taxable value, school district, city and special districts.

Texas home costs, in one place

Electricity, mortgage rates and property tax rates for the same large Texas counties, from public sources, each with its limits.

Electricity plans by ZIP code — Compare Texas electricity plans ranked on a real usage pattern.
Mortgage rates by county — What borrowers actually paid on 30-year home-purchase loans (HMDA).
Property tax rates by county — County, school district and city rates from the Texas Comptroller.
All 30 counties side by side

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