As of Oct 9, 2026, the fixed-rate electricity plan with the lowest estimated annual cost in McAllen (AEP Texas Central territory) for a home averaging 1,500 kWh a month is SimpleSaver 12 from AP Gas & Electric (TX), at about $1,866 a year (12-month term, 6.3¢/kWh at 1,000 kWh).
Our default ranking has 121 plans from 40 providers (fixed-rate, 6 months or longer, duplicate listings removed); their median price at 1,000 kWh is 12.5¢.
Source: PowerToChoose (PUCT), TDU delivery charges included; annual cost on a seasonal usage profile.
Lowest estimated annual cost by monthly usage in McAllen (AEP Texas Central territory)
⚠ The lowest advertised 1,000 kWh price here is SimpleSaver 12 from AP Gas & Electric (TX) at 6.3¢/kWh, but for a home averaging 1,000 kWh it ranks #114 of 121 on estimated annual cost (about $1,756/yr vs $1,323/yr for #1) — its bill credit is missed in low-usage months. Why?
Estimates from Power to Choose prices incl. delivery charges, excl. taxes; seasonal usage (more in summer). Not offers — check the EFL.
ℹ Utility boundaries follow addresses, not city limits: some homes in or near McAllen are served by an electric co-op or a city utility where you cannot choose a provider. Check the utility (TDU/TDSP) printed on your bill or look up your ZIP code.
Most of McAllen is served by AEP Texas Central, which delivers the power and handles outages. You choose the retail provider and plan below; the delivery charge is the same whichever you pick.
121 plans ranked. Variable, prepaid, time-of-use and under-6-month plans are hidden unless you tick them — their price can change, depends on when you use power, or ends long before the year does.
Estimates include TDU delivery charges as published on PowerToChoose; taxes and city fees are not included. Always read the EFL before you sign.
It is printed on your bill as the TDU or TDSP — the company you call for outages. Dallas–Fort Worth is mostly Oncor, Houston is CenterPoint, Corpus Christi and the Rio Grande Valley are AEP Texas Central. Austin and San Antonio have city utilities and no plan choice.
Why is a plan that is cheapest at 1,000 kWh not first?
Many of those plans give a bill credit only at 1,000 kWh or more. In months below the threshold the credit disappears. We price each month separately, so a plan that loses its credit in spring and fall can cost more over the year.
Are taxes included?
No. Prices include the utility's delivery charges as listed on PowerToChoose; sales tax and city fees vary by address and add a few percent to every plan alike.
TexasHomeBills™ — Texas electricity plans ranked by what they really cost you.
